Match Analysis: Charlotte 49ers vs Temple Owls – Prediction
Match Details
- Date: 2025-10-18
- Time: 7:30 PM UTC
- Location: Jerry Richardson Stadium, Charlotte, North Carolina
Game Overview
The Temple Owls (3-3 overall, 1-1 in American Conference) face the Charlotte 49ers (1-5 overall, 0-3 in conference) at Jerry Richardson Stadium. Temple comes in as a strong favorite with superior season performance and point production, while Charlotte has struggled both offensively and defensively this season, including a recent quarterback injury affecting their offense.
Key Factors to Consider
- Temple averages 30.3 points and 380.8 yards per game, allowing 26.2 points on defense. Their balance includes 209 passing yards and 172 rushing yards per game. Charlotte is scoring about 19.7 points and 307 yards per game but gives up roughly 32.5 points per contest. Their quarterback situation is uncertain due to injury, potentially weakening their offensive consistency.
- Recent head-to-head data is limited, but Temple has covered the spread five times in six games this season and is unbeaten as a favorite by 11.5 points or more, indicating strong performance against similar opponents. Charlotte has struggled as an underdog of this magnitude, with only one ATS win in three tries this year at that spread. No significant historical rivalry advantage is documented.
- Charlotte's starting quarterback Conner Harrell is injured, leading to a likely start by backups Loftis or Wilcke, which reduces offensive efficiency. Temple may be missing multiple defensive linemen and linebackers, which could mildly impact their defensive solidity but less than Charlotte's quarterback loss affects offense.
- Game temperature is expected around 78ยฐF with 0% rain and moderate wind, providing ideal playing conditions. Charlotte plays at home, but Temple's stronger form may offset home-field advantage.
- Temple is attempting to stabilize its season after losing three of its last four games and maintain a competitive standing in the conference. Charlotte, last in conference standings and on a three-game losing streak, faces motivation challenges but may fight to avoid a sweep within the season.
Odds and Predictions
| Category | Odds | Prediction | Confidence |
|---|---|---|---|
| Moneyline | Charlotte 49ers: +330, Temple Owls: -425 | Temple Owls win | โ โ โ โ โ 75% |
| Spread | Charlotte 49ers: +11.5 -112, Temple Owls: -11.5 -108 | Temple covers -11.5 spread | โ โ โ โ โ 70% |
| Over/under | Over: 46.5 -115, Under: 46.5 -105 | Over 46.5 points | โ โ โ โโ 60% |
Top EV Betting Odds
Discover the best value bets based on our EV analysis.
| Market | EV Pick |
|---|---|
| Moneyline | Temple Owls -7% |
| Spread | N/A |
| Over/Under | Over 46.5 12% |
๐ฅ Best Value Pick: Over 46.5 at 12% EV | Suggested Bet Size: 14% (Kelly Criterion)
Predicted Outcome
Temple Owls are predicted to win by a significant margin given their offensive consistency, defensive stability, and Charlotte's injury-related offensive concerns. Expect Temple to cover the -11.5 spread.
Predicted Score: Temple Owls 34 – Charlotte 49ers 20